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A top-of-the-line credit card for a travel trip in Canada has an excellent craft

Credit card number one for travel awards in Canada is the American Express Cobalt card, according to RevardsCanada. What makes this choice interesting is that this is not a card designed to appeal to high revenue, frequent flying executives and professionals.

Without much concern about this, Cobalt was set in the millennia. It offers five points per dollar spent on food and drink in the restaurant, two points per dollar spent on travel and transit, and one per dollar for other purchases. Instead of being charged annually, it has a monthly fee of $ 10. For the generation that paid monthly subscription fees for Spotifi and Netflik, it makes sense.

Awards Canada says Cobalt allows users to earn points that can be used for any travel. If you prefer to earn points for a particular reward program, look at the third-ranked VestJet RBC Vorld Elite MasterCard, the fourth position of the Amek Starvood Preferred Guest credit card and the fifth ranked RBC Visa Infinite Avion. A card free of charge is Scotiabank More Revards Visa.

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There are several websites that list best credit cards and other financial products on the Canadian market. This is a standard for sites like those paid when visitors click on product product websites Because of the commercial aspect of these lists, I like to consult several different people to see how these choices are different. Some other credit card comparisons can be found on CreditValk, GreediRates,, and Ratehub has just posted a list of the best bank accounts and GIC deals.

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Today's financial tool / application

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Here is a handy organizer for collecting all financial information. The point is to ensure that your partner or family members have inventory of all your bank and investment accounts, plus insurance policies and details of your will, power of attorney and more.

Ask Rob

K: I recently inherited about 40 ounces of gold. I plan to take a sabbat out of business and I wonder if it would be better to finance it by withdrawing an RRSP or by selling a piece of gold (which doubled since my cousin bought it). Can you tell me?

A: Why do not you sell gold and leave a registered retiree savings plan to do your job, which has grown over the years until you retire? Gold is unstable and unpredictable, but you've done well with your hold. It sounds like a case of selling and moving. We suggest you get quotes from several different gold dealers that you can find on Google search.

Do you have a question for me? Send it to me in my own way. I'm sorry I can not answer each personally. Questions and answers are edited for length and clarity.

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